Ever wondered how to transform ordinary bananas into an exotic dessert that will transport your taste buds straight to the streets of Mumbai? The secret lies in a traditional Indian frozen treat that’s simpler to make than you might think.
This banana kulfi recipe combines the natural sweetness of ripe bananas with aromatic cardamom and rich dairy for a dessert that’s both refreshing and indulgent. Unlike commercial ice cream, kulfi doesn’t require special equipment – just a few quality ingredients and a little patience.
Ingredients List

- 4 ripe bananas (preferably overripe with brown spots for maximum sweetness)
- 2 cups full-fat milk
- 1 cup heavy cream (or replace with evaporated milk for a lighter version)
- ¾ cup condensed milk
- ½ teaspoon freshly ground cardamom (or 1 teaspoon cardamom powder)
- ¼ cup chopped pistachios, plus extra for garnish
- ¼ cup chopped almonds
- 1 tablespoon rose water (optional, for authentic flavor)
- A pinch of saffron strands (optional, for color and aroma)
- ½ teaspoon vanilla extract
For a vegan alternative, substitute dairy milk with coconut milk, heavy cream with coconut cream, and condensed milk with sweetened condensed coconut milk. The tropical notes of coconut beautifully complement the banana flavor in this frozen banana dessert.
Timing
Preparation time: 20 minutes
Cooking time: 15 minutes
Freezing time: 6-8 hours or overnight
Total time: 7-9 hours (mostly hands-off freezing time)
While traditional kulfi might take up to 2 hours of active stirring and reduction, this modern banana kulfi recipe cuts active cooking time by 75% while maintaining authentic flavors. The overnight freezing allows for perfect crystallization without an ice cream maker.
Step-by-Step Instructions
Step 1: Prepare the Banana Puree
Peel the ripe bananas and place them in a blender. Blend until completely smooth with no chunks remaining. The smoother your puree, the creamier your kulfi will be. For extra smoothness, you can pass the puree through a fine sieve, though this is optional.
Step 2: Reduce the Milk
Pour the milk into a heavy-bottomed pan and bring to a gentle boil over medium heat. Once boiling, reduce heat to low and simmer, stirring occasionally to prevent skin formation. Continue simmering until the milk reduces by about one-third (approximately 10-12 minutes). This concentration intensifies the flavor and creates the signature dense texture of kulfi.
Step 3: Combine Ingredients
Remove the reduced milk from heat and let it cool for 5 minutes. Add the heavy cream, condensed milk, and banana puree. Whisk thoroughly until completely incorporated. The mixture should be smooth and have a pale yellow color from the bananas.
Step 4: Add Flavorings
Stir in the ground cardamom, chopped nuts, rose water (if using), saffron strands (if using), and vanilla extract. Mix well to distribute all ingredients evenly. The cardamom and saffron are what give this banana kulfi recipe its authentic Indian character.
Step 5: Freeze
- Pour the mixture into kulfi molds, popsicle molds, or small cups.
- If using traditional kulfi molds, cover with foil and insert popsicle sticks through the center of the foil.
- For cups or ramekins, freeze for 2 hours before inserting popsicle sticks (this prevents them from tilting).
- Freeze for at least 6-8 hours, preferably overnight, until completely solid.
Step 6: Unmold and Serve
To unmold, dip the molds briefly in warm water for 10-15 seconds. Gently pull the kulfi out or invert onto a serving plate. Garnish with additional chopped pistachios for a beautiful presentation and textural contrast. For an authentic touch, serve on a bed of falooda (vermicelli noodles) or with a drizzle of rose syrup.
Nutritional Information
Each serving (assuming 8 servings per recipe) contains approximately:
Calories: 285 kcal
Protein: 6g
Carbohydrates: 32g
Fat: 16g
Fiber: 2g
Sugar: 26g (primarily from natural sources like bananas and milk)
Bananas contribute significant potassium (about 300mg per serving) and vitamin B6, while the nuts add heart-healthy fats and protein. Compared to commercial ice cream, this homemade kulfi contains approximately 30% less sugar and no artificial preservatives or stabilizers.
Healthier Alternatives for the Recipe
For a lighter version with 40% fewer calories, try these modifications:
- Replace heavy cream with evaporated milk or Greek yogurt for a tangy twist
- Use low-fat condensed milk or make your own sugar-free version with stevia and evaporated milk
- Increase the banana ratio and decrease the dairy for a more fruit-forward dessert
- Add 1 tablespoon of chia seeds to boost fiber content and create a more filling dessert
- For a dairy-free version, use coconut milk and coconut cream with a tablespoon of arrowroot powder for stability
Those monitoring blood sugar can reduce the condensed milk by half and compensate with a few drops of monk fruit sweetener, which won’t affect the freezing properties like some artificial sweeteners.
Serving Suggestions
Transform your banana kulfi into an impressive dessert with these serving ideas:
- Slice the kulfi and layer between thin butter cookies for an elegant kulfi sandwich
- Serve alongside warm gulab jamun for a traditional Indian dessert platter
- Crumble the kulfi over warm brownie pieces for a fusion dessert
- Create a kulfi parfait by alternating layers of crushed kulfi with fresh mango puree
- For special occasions, flame some dark rum and pour over the kulfi for a dramatic presentation
- Serve with a small pot of honey infused with cardamom for guests to drizzle according to their sweetness preference
Common Mistakes to Avoid
- Using underripe bananas: Green bananas lack the necessary sweetness and will give your kulfi a starchy taste. Wait until bananas have brown spots for optimal flavor.
- Rushing the milk reduction: High heat can scorch the milk. Patient simmering on low heat develops the caramelized notes that make kulfi special.
- Over-freezing: Kulfi becomes rock-hard if left in the freezer too long. Remove it 10-15 minutes before serving to achieve the perfect scoopable consistency.
- Skipping the cardamom: This spice is essential to authentic kulfi. Pre-ground cardamom loses potency quickly, so freshly ground pods make a noticeable difference.
- Adding too much liquid flavoring: Excess rose water or vanilla can prevent proper freezing and create ice crystals. Stick to the recommended amounts.
Storing Tips for the Recipe
Properly stored, banana kulfi can maintain its quality for up to 3 weeks in the freezer. For best results:
- Once completely frozen, transfer unmolded kulfis to an airtight container with parchment paper between layers
- Wrap individual kulfis in plastic wrap before placing in a freezer bag to prevent freezer burn
- Label with the date to track freshness
- Store at the back of the freezer where temperature is most consistent
- For make-ahead entertaining, prepare the kulfi mixture up to 2 days in advance and refrigerate before freezing
If you notice ice crystals forming on stored kulfi, briefly process in a food processor and refreeze for a smoother texture.
Conclusion
This banana kulfi recipe offers a perfect balance between authentic Indian tradition and accessible home cooking. The aromatic cardamom, creamy texture, and natural sweetness of bananas create a dessert that’s impressive yet surprisingly simple to prepare.
Have you tried making this banana kulfi? Share your experience in the comments below! Did you try any creative variations or serving ideas? I’d love to hear how this recipe worked for you and see photos of your culinary creation. For more international banana desserts, be sure to check out our collection of tropical fruit recipes!
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